The reconciliation actually reconciles.
QuickBooks lets you ignore a £42 mismatch and ship the month anyway. Nonari blocks the close. Every bank line either matches a recorded transaction or you have to deal with it — no silent drift, no quarterly surprises.
Auto-match suggestions
Import a statement (CSV / OFX / direct feed) and the system pre-matches lines against your transactions by amount, date, reference. You approve, not classify from scratch.
Rules engine
Define rules — "vendor description contains X → categorise as Y". Future imports auto-code. Confidence-graded so unusual ones still get reviewed.
Multi-currency
Each bank account holds one base currency. Foreign-currency receipts revalue at period-end. Unrealised FX posts to a P&L line you can see.
Statement import
CSV, OFX, QIF, MT940. We accept every format your bank exports. Drag a file, columns map themselves on first import.
Auto-match algorithm
Three-pass match: exact (amount + date), fuzzy (amount + date window), description-similarity. Above 90% confidence auto-applied; below, queued for review.
Bank rules
Conditional rules: "if description contains 'STRIPE' AND amount > 10,000 → split between Sales:Stripe and Stripe Fees expense".
Shopify Payouts auto-recon
Every Shopify Payments payout matches to its underlying orders + fees + refunds + chargebacks. JE auto-posts. Drift = zero.
Reconciliation locks
Mark a reconciliation FINALIZED to prevent backdated edits to its transactions. Period close gets bulletproof.
Cash transfers
Move cash between branches with full provenance. Source branch records the outflow, receiving branch confirms.
Frequently asked.
Do you connect to bank feeds directly?
Live bank feeds via Plaid (US/UK/CA), TrueLayer (UK/EU), and more direct connections are on the roadmap. Today: import statement files. The auto-match algorithm reduces the manual work to a few clicks per reconciliation.
What about cheques and pending transactions?
Uncleared cheques sit in a clearing account until they hit the statement. The reconciliation report shows them so you know exactly what hasn't cleared yet.
Can I reconcile a credit card?
Yes. Credit cards reconcile the same way as bank accounts. The "bank account" model is generic — any account where you have an external statement to match against.
See it in action.
Free to start, no credit card. Bring your books, kick the tires, export everything if you decide to leave.